Tag Archives: Verizon

The Individual 401(k) -by John Jastremski

If you’re self-employed or own a small business, you’ve probably considered establishing a retirement plan. If you’ve done your homework, you likely know about simplified employee pensions (SEPs) and savings incentive match plans for employees (SIMPLE) IRA plans. These plans … Continue reading

Posted in 401(k), ATT, Estate Planning, John Jastremski, Pension Options | Tagged , , , , , , , , , | Comments Off

Retirement Plan Considerations at Different Stages of Life -by John Jastremeski

Throughout your career, retirement planning will likely be one of the most important components of your overall financial plan. Whether you have just graduated and taken your first job, are starting a family, are enjoying your peak earning years, or … Continue reading

Posted in 401(k), ATT, netbenefits, PBGC, Resources.Hewitt | Tagged , , , , , , , , | Comments Off

The Joys and Financial Challenges of Parenthood -by John Jastremski

Children are special. There’s nothing like them. They can be our sweetest blessing, as well as our biggest frustration. Most of all, however, they are our greatest responsibility, as well as our most important–and expensive–commitment. Whether you are a first-time … Continue reading

Posted in 401(k), 72T, ATT, The Retirement Group LLC, Verizon | Tagged , , , , , , , , , | Comments Off

The Power of Dividends in a Portfolio -by John Jastremski

It wasn’t so long ago that many investors regarded dividends as roughly the financial equivalent of a record turntable at a gathering of MP3 users–a throwback to an earlier era, irrelevant to the real action. But fast-forward a few years, … Continue reading

Posted in 401(k), ATT, Exxonmobil, John Jastremski, Pension, The Retirement Group LLC | Tagged , , , , , , , , , | Comments Off

Use Your Annuity to Pay for Long-Term Care Insurance -by John Jastremski

The cost of long-term care can quickly deplete your savings and affect the quality of life for you and your family. Long-term care insurance allows you to share that cost with an insurance company. But premiums for long-term care insurance … Continue reading

Posted in 401(k), ATT, Qwest, Rate Cut, The Retirement Group LLC | Tagged , , , , , , , , , | Comments Off

Active vs. Passive Portfolio Management- By John Jastremski

One of the longest-standing debates in investing is over the relative merits of active portfolio management versus passive management. With an actively managed portfolio, a manager tries to beat the performance of a given benchmark index by using his or … Continue reading

Posted in 401(k), ATT, Exxonmobil, Insurance, John Jastremski | Tagged , , , , , , , , | Comments Off

Do Our Biases Affect Our Financial Choices? By John Jastremski

Even the most seasoned investors are prone to their influence.  Investors are routinely warned about allowing their emotions to influence their decisions.  They are less routinely cautioned about letting their preconceptions and biases color their financial choices.  In a battle … Continue reading

Posted in Access.ATT, ATT, CAM Annuity, Economic Report, EIPP | Tagged , , , , , , , , , | Comments Off

Protecting Yourself Against Cyberattacks (2015). By John Jastremski

How vulnerable is your data? 25% of Americans were cyberhacked between March 2014 and March 2015. The American Institute of CPAs announced that alarming discovery in April, publishing the results of a survey conducted by Harris Poll. Disturbing? Certainly, but … Continue reading

Posted in 401(k), 401K.com, 72T, Access.ATT, ATT | Tagged , , , , , , , , , | Comments Off

Exchange-Traded Funds: Do They Belong in Your Portfolio? By John Jastremski

Exchange-traded funds (ETFs) have become increasingly popular since they were introduced in the United States in the mid-1990s. Their tax efficiencies and relatively low investing costs have attracted investors who like the idea of combining the diversification of mutual funds … Continue reading

Posted in 401(k), 401K.com, 72T, Access.ATT, ATT | Tagged , , , , , , , , , | Comments Off

Five Key Benefits for Military Families. By John Jastremski

Military families face plenty of financial challenges. If you’re saving for college or retirement, buying a home, or wondering how to help secure your family’s financial future, don’t overlook these five important benefits. 1. Thrift Savings Plan Retirement is something … Continue reading

Posted in 401(k), 401K.com, 72T, Access.ATT, ATT | Tagged , , , , , , , , | Comments Off