Tag Archives: The Retirement Group LLC

Planning Lessons for Educators: Addressing Your Financial Issues -by John Jastremski

Being an educator requires expertise and that you stay current on developments in your field. However, that level of ongoing attention can make it difficult to find the time to stay on top of issues that affect your finances, or … Continue reading

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The Joys and Financial Challenges of Parenthood -by John Jastremski

Children are special. There’s nothing like them. They can be our sweetest blessing, as well as our biggest frustration. Most of all, however, they are our greatest responsibility, as well as our most important–and expensive–commitment. Whether you are a first-time … Continue reading

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Why Save for Retirement? -by John Jastremski

When you envision retirement, you probably see yourself living comfortably, doing what makes you happy. Your dreams could be as lofty as traveling the world or as simple as spending more time with your friends and family. Everyone’s vision is … Continue reading

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Pay Down Debt or Save for Retirement? by John Jastremski

You can use a variety of strategies to pay off debt, many of which can cut not only the amount of time it will take to pay off the debt but also the total interest paid. But like many people, … Continue reading

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Active vs. Passive Portfolio Management- By John Jastremski

One of the longest-standing debates in investing is over the relative merits of active portfolio management versus passive management. With an actively managed portfolio, a manager tries to beat the performance of a given benchmark index by using his or … Continue reading

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72(t) Distributions. Sometimes you can take penalty-free early withdrawals from retirement accounts by John Jastremski

72(t) Distributions Sometimes you can take penalty-free early withdrawals from retirement accounts.   Do you need to access your retirement money early? Usually, anyone who takes money out of an IRA or a retirement plan prior to age 59½ faces … Continue reading

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Understanding the Markets

What the acronyms signify & what affects investors.   Dow. NASDAQ. S&P 500. Fear index. NYSE. Commodity prices. Earnings. Economic indicators. These are the gauges and signposts of investing, but if you stopped most people on the street, you’ll find … Continue reading

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Bearish Thoughts Persist in a Bull Market By John Jastremski

Bearish Thoughts Persist in a Bull Market Are memories of the downturn hurting the financial potential of boomers?   At the end of October, the S&P 500 was up 24.39% in the past 12 months. What investor wouldn’t want gains … Continue reading

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Financial Considerations for 2014

Financial Considerations for 2014 What changes should we consider making for next year?   2014 is really not too far away. Fall is the time of year when the financially savvy start to look for ways to reduce their taxes … Continue reading

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Women & Money Paralysis by John Jastremski

Women & Money Paralysis Not making a move may not be the best move to make.         A decision not made may have financial consequences. There is an old belief that women are more cautious about money than … Continue reading

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