Tag Archives: Pension Options

Should You Pay Off Your Mortgage or Invest?

Should You Pay Off Your Mortgage or Invest? Owning a home outright is a dream that many Americans share. Having a mortgage can be a huge burden, and paying it off may be the first item on your financial to-do … Continue reading

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First-Time Homebuyer Tax Credit

Introduction The first-time homebuyer tax credit was originally established by the Housing and Economic Recovery Act of 2008. The credit was subsequently extended and modified by the American Recovery and Reinvestment Act of 2009 and the Worker, Homeownership, and Business … Continue reading

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Traditional Pension Plans

In general If you participate in a traditional pension plan at work (technically known as a qualified defined benefit plan), you’ll generally be entitled to receive monthly benefits from the plan after you retire. These benefits are usually based on your … Continue reading

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Repairing Poor Credit

What is it? Improving poor credit can be a long and arduous process. If you have struggled through a period of financial difficulty, or even filed for bankruptcy, your ability to obtain credit may be compromised long after you have … Continue reading

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Market Week: March 5, 2012

Market Week: March 5, 2012 The Markets The small caps of the Russell 2000 took it on the chin last week, while the other indices more or less held their own. The Dow finally managed to close above 13,000, which … Continue reading

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MARKET MONTH: FEBRUARY 2012

MARKET MONTH: FEBRUARY 2012 The Markets The Nasdaq came on strong for the second month in a row (though at a somewhat slower pace than in January) as it briefly hit 3,000 for the first time since 2000. An agreement … Continue reading

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Paying the Bills: Potential Sources of Retirement Income 2/23/12

Paying the Bills: Potential Sources of Retirement Income             2/23/12 Planning your retirement income is like putting together a puzzle with many different pieces. One of the first steps in the process is to identify all potential income sources and estimate … Continue reading

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WEEKLY ECONOMIC UPDATE February 3, 2012

John Jastremski Presents: WEEKLY ECONOMIC UPDATE February 3, 2012 JOBLESS RATE DOWN TO 8.3% Are we seeing a trend here? The unemployment rate has now fallen 0.8% in the last six months. We haven’t seen a descent this sharp and … Continue reading

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Monthly Economic Update February 2012

John Jastremski Presents: Monthly Economic Update                          February 2012 THE MONTH IN BRIEF In recent stock market history, there have been many peaks and valleys. January 2012 represented a peak; it was the best January for U.S. stocks since 1997, … Continue reading

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All About IRAs 1/27/2012

All About IRAs 1/27/2012 An individual retirement arrangement (IRA) is a personal retirement savings plan that offers specific tax benefits. In fact, IRAs are one of the most powerful retirement savings tools available to you. Even if you’re contributing to … Continue reading

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