Tag Archives: Northrop Grumman

Investing as a Couple: Getting to Yes -by John Jastremski

In a perfect world, both halves of a couple share the same investment goals and agree on the best way to try to reach them. It doesn’t always work that way, though; disagreements about money are often a source of … Continue reading

Posted in 401(k), ATT, John Jastremski, PPA, Retirement Planning, Verizon | Tagged , , , , , , , , , | Comments Off

Financial Planning: Helping You See the Big Picture -by John Jastremski

Do you picture yourself owning a new home, starting a business, or retiring comfortably? These are a few of the financial goals that may be important to you, and each comes with a price tag attached. That’s where financial planning … Continue reading

Posted in CAM Annuity, Pension Options, Resources.Hewitt, The Retirement Group LLC, Verizon | Tagged , , , , , , , , , | Comments Off

Exchange-Traded Funds: Do They Belong in Your Portfolio? -by John Jastremski

Exchange-traded funds (ETFs) have become increasingly popular since they were introduced in the United States in the mid-1990s. Their tax efficiencies and relatively low investing costs have attracted investors who like the idea of combining the diversification of mutual funds … Continue reading

Posted in Access.ATT, Economic Report, ESRO, PBGC, Resources.Hewitt | Tagged , , , , , , , , , | Comments Off

Municipal Bond Basics – by John Jastremski

Municipal Bonds and Their Tax Advantages State and local governments often borrow money to supplement tax revenues and to finance projects such as new highways, buildings, or public works improvements. Such bonds are known as municipal bonds (“munis”) or tax-exempt … Continue reading

Posted in 401(k), John Jastremski, Mortgages, Qwest, The Retirement Group LLC | Tagged , , , , , , , , , | Comments Off

Common Annuity Riders -by John Jastremski

An annuity is a contract between you (the purchaser or owner) and the issuer (an insurance company). In its simplest form, you pay money to the annuity issuer, the issuer invests the money for you, and then the issuer pays … Continue reading

Posted in 401(k), ATT, ERB, John Jastremski, Pension Options | Tagged , , , , , , , , , | Comments Off

Indexed Annuities -by John Jastremski

An indexed annuity (IA) is a contract between you and an insurance company. You pay premiums in a lump sum or periodically, and the issuer promises* to pay you some amount in the future. The IA issuer also provides a … Continue reading

Posted in 401(k), Insurance, Pension Options, Resources.Hewitt, Verizon | Tagged , , , , , , , , | Comments Off

Comparing Bond Yields -by John Jastremski

Coupon Rates and Current Yield If you’re considering investing in a bond, one of the factors you need to understand is its yield. But it’s important to know exactly what type of yield you’re looking at. What exactly is “yield?” … Continue reading

Posted in 401(k), netbenefits, Qwest, The Retirement Group John Jastremski, Verizon | Tagged , , , , , , , , | Comments Off

Growth vs. Value: What’s the Difference? -by John Jastremski

With the wide variety of stocks in the market, figuring out which ones you want to invest in can be a challenging task. Many investors feel it’s useful to have a system for finding stocks that might be worth buying, … Continue reading

Posted in 401K.com, 72T, CAM Annuity, Exxonmobil, Financial Planning | Tagged , , , , , , , , , | Comments Off

Retirement Plan Considerations at Different Stages of Life -by John Jastremeski

Throughout your career, retirement planning will likely be one of the most important components of your overall financial plan. Whether you have just graduated and taken your first job, are starting a family, are enjoying your peak earning years, or … Continue reading

Posted in 401(k), ATT, netbenefits, PBGC, Resources.Hewitt | Tagged , , , , , , , , | Comments Off

Paying the Bills: Potential Sources of Retirement Income -by John Jastremski

Planning your retirement income is like putting together a puzzle with many different pieces. One of the first steps in the process is to identify all potential income sources and estimate how much you can expect each one to provide. … Continue reading

Posted in 401(k), ATT, John Jastremski, The Retirement Group LLC, Verizon | Tagged , , , , , , , , | Comments Off