Tag Archives: John Jastremski

Wise Decisions with Retirement in Mind

Wise Decisions with Retirement in Mind Certain financial & lifestyle choices may lead you toward a better future.   Some retirees succeed at realizing the life they want, others don’t. Fate aside, it isn’t merely a matter of stock market … Continue reading

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Why You Should Keep Contributing to Your 401K

Save for retirement consistently, regardless of how the market behaves. There is seldom a dull moment on Wall Street. Stocks may rise or fall dramatically over the course of a year or a decade. Sometimes, breaking news may tempt you … Continue reading

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Getting It All Together for Retirement By John Jastremski

Getting It All Together for Retirement Where is everything? Time to organize and centralize your documents.   Before retirement begins, gather what you need. Put as much documentation as you can in one place, for you and those you love. … Continue reading

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6 Steps to Get Out of Debt. By John Jastremski

6 Steps to Get Out of Debt   Why not plan to lighten your financial burden?   provided by John Jastremski Positive moves to counteract negative cash flow. The financial analysis website nerdwallet.com keeps track of the various debts common … Continue reading

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Long-Term Investment Truths. By John Jastremski

Key lessons for retirement savers. You learn lessons as you invest in pursuit of long-run goals. Some of these lessons are conveyed and reinforced when you begin saving for retirement, and others you glean along the way. First & foremost, … Continue reading

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Are You Underprepared for Retirement? By John Jastremski

A university study serves as a wake-up call. Financially speaking, how many Americans are truly on track to retire? A recently published white paper suggests that about half of us are approaching our “third acts” with faulty assumptions. Perception differs … Continue reading

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Lump Sum vs. Dollar Cost Averaging: Which Is Better? By John Jastremski

Some people go swimming by diving into the pool; others prefer to edge into the water gradually, especially if the water’s cold. A decision about putting money into an investment can be somewhat similar. Is it best to invest your … Continue reading

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Do Our Biases Affect Our Financial Choices? -by John Jastremski

Even the most seasoned investors are prone to their influence.   Investors are routinely warned about allowing their emotions to influence their decisions.  They are less routinely cautioned about letting their preconceptions and biases color their financial choices.   In … Continue reading

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Changing Jobs? Take Your 401(k) and Roll It -by John Jastremski

If you’ve lost your job, or are changing jobs, you may be wondering what to do with your 401(k) plan account. It’s important to understand your options. What will I be entitled to? If you leave your job (voluntarily or … Continue reading

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Trusteed IRAs -by John Jastremski

The tax code allows IRAs to be created as trust accounts, custodial accounts, and annuity contracts. Regardless of the form, the federal tax rules are generally the same for all IRAs. But the structure of the IRA agreement can have … Continue reading

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