Tag Archives: In Service Withdrawal

Reaching Retirement: Now What? -by John Jastremski

You’ve worked hard your whole life anticipating the day you could finally retire. Well, that day has arrived! But with it comes the realization that you’ll need to carefully manage your assets so that your retirement savings will last. Review … Continue reading

Posted in 401K.com, Estate Planning, PPA, The Retirement Group John Jastremski, Verizon, Why Investment | Tagged , , , , , , , , , , , , , | Comments Off

Changing Jobs? Take Your 401(k) and Roll It -by John Jastremski

If you’ve lost your job, or are changing jobs, you may be wondering what to do with your 401(k) plan account. It’s important to understand your options. What will I be entitled to? If you leave your job (voluntarily or … Continue reading

Posted in Access.ATT, Investment, PPA, Resources.Hewitt, The Retirement Group LLC, Verizon | Tagged , , , , , , , | Comments Off

Trusteed IRAs -by John Jastremski

The tax code allows IRAs to be created as trust accounts, custodial accounts, and annuity contracts. Regardless of the form, the federal tax rules are generally the same for all IRAs. But the structure of the IRA agreement can have … Continue reading

Posted in 72T, Investment, PBGC, Qwest, Resources.Hewitt, The Retirement Group LLC | Tagged , , , , , , , , , | Comments Off

Don’t Let Your Retirement Savings Goal Get You Down -by John Jastremski

As a retirement savings plan participant, you know that setting an accumulation goal is an important part of your overall strategy. In fact, each year in its annual Retirement Confidence Survey, the Employee Benefit Research Institute (EBRI) reiterates that goal … Continue reading

Posted in 401(k), Access.ATT, CAM Annuity, ESRO, Option 1 Withdrawal, Rate Cut | Tagged , , , , , , , | Comments Off

Common Factors Affecting Retirement Income -by John Jastremski

When it comes to planning for your retirement income, it’s easy to overlook some of the common factors that can affect how much you’ll have available to spend. If you don’t consider how your retirement income can be impacted by … Continue reading

Posted in 401(k), EISP, netbenefits, Qwest, Types of Investment, Verizon | Tagged , , , , , , , , , | Comments Off

The Roth 401(k) -by John Jastremski

Some employers offer 401(k) plan participants the opportunity to make Roth 401(k) contributions. If you’re lucky enough to work for an employer who offers this option, Roth contributions could play an important role in helping enhance your retirement income. What … Continue reading

Posted in 401(k), EIPP, Investing and the Markets, PBGC, The Retirement Group LLC, Why Investment | Tagged , , , , , , , , , | Comments Off

Setting and Targeting Investment Goals

Go out into your yard and dig a big hole. Every month, throw $50 into it, but don’t take any money out until you’re ready to buy a house, send your child to college, or retire. It sounds a little … Continue reading

Posted in 401(k), CAM Annuity, Financial Planning, Rate Cut, The Retirement Group LLC | Tagged , , , , , , , , , , | Comments Off

Lump Sum vs. Dollar Cost Averaging: Which is Better? -by John Jastremski

Some people go swimming by diving into the pool; others prefer to edge into the water gradually, especially if the water’s cold. A decision about putting money into an investment can be somewhat similar. Is it best to invest your … Continue reading

Posted in 401(k), EIPP, PBGC, Resources.Hewitt, Verizon | Tagged , , , , , , , , , , , | Comments Off

Non-Qualified Deferred Compensation (NQDC) Plans -by John Jastremski

A nonqualified deferred compensation (NQDC) plan is an arrangement between an employer and one or more employees to defer the receipt of currently earned compensation. You might want to establish a NQDC plan to provide your employees with benefits in … Continue reading

Posted in 401(k), Access.ATT, Economic Report, Insurance, Pension Plan | Tagged , , , , , , , , , , , | Comments Off

Medical Professionals: A Prescription for Your Financial Health -by John Jastremski

The demands on medical practitioners today can seem overwhelming. It’s no secret that health-care delivery is changing, and those changes are reflected in the financial issues that health-care professionals face every day. You must continually educate yourself about new research … Continue reading

Posted in CAM Annuity, John Jastremski, Option 1 Withdrawal, Qwest, The Retirement Group LLC | Tagged , , , , , , , | Comments Off