Tag Archives: Erik Larsen

Lump Sum vs. Dollar Cost Averaging: Which is Better? -by John Jastremski

Some people go swimming by diving into the pool; others prefer to edge into the water gradually, especially if the water’s cold. A decision about putting money into an investment can be somewhat similar. Is it best to invest your … Continue reading

Posted in 401(k), EIPP, PBGC, Resources.Hewitt, Verizon | Tagged , , , , , , , , , , , | Comments Off

Inflation-Fighting TIPS -by John Jastremski

It’s easy to see how inflation affects your daily life. Gas prices are higher. Electric bills are steeper. Wallets are thinner. But what inflation does to your investments isn’t always as obvious. Let’s say your money is earning 4% and … Continue reading

Posted in 401(k), CAM Annuity, ERB, John Jastremski, PBGC | Tagged , , , , , , , , | Comments Off

How Grandparents Can Help Grandchildren With College Costs -by John Jastremski

As the cost of a college education continues to climb, many grandparents are stepping in to help. This trend is expected to accelerate as baby boomers, many of whom went to college, become grandparents and start gifting what’s predicted to … Continue reading

Posted in Access.ATT, Economic Report, Insurance, John Jastremski, PPA, Resources.Hewitt | Tagged , , , , , , , | Comments Off

Five Keys to Investing for Retirement -by John Jastremski

Making decisions about your retirement account can seem overwhelming, especially if you feel unsure about your knowledge of investments. However, the following basic rules can help you make smarter choices regardless of whether you have some investing experience or are … Continue reading

Posted in 72T, CAM Annuity, ESRO, Investing and the Markets, Mortgages, PBGC | Tagged , , , , , , , | Comments Off

Protecting Your Savings and Investments -by John Jastremski

In the wake of turbulence in the financial markets, it’s worth reviewing the legal protections available for assets held by banks, credit unions, and securities dealers. Bank/savings and loan deposit accounts Generally, deposit accounts at banks and savings and loans … Continue reading

Posted in 401(k), Access.ATT, Estate Planning, Investment, John Jastremski, netbenefits | Tagged , , , , , , , , | Comments Off

Have You Checked Your Retirement Plan Lately? -by John Jastremski

It’s generally a good idea to review your employer-sponsored retirement savings plan at least once each year and when major life changes occur. If you haven’t given your plan a thorough review within the last 12 months, now may be … Continue reading

Posted in 401(k), 72T, ATT, John Jastremski, Option 1 Withdrawal | Tagged , , , , , , , , | Comments Off

Deciding When to Retire: When Timing Becomes Critical -by John Jastremski

Deciding when to retire may not be one decision but a series of decisions and calculations. For example, you’ll need to estimate not only your anticipated expenses, but also what sources of retirement income you’ll have and how long you’ll … Continue reading

Posted in 401(k), Access.ATT, ATT, Insurance, Investing and the Markets | Tagged , , , , , , , , , , | Comments Off

Why Women Need Life Insurance. By John Jastremski

Today, women have more financial responsibilities than ever before. How will your family or loved ones manage financially if you die? Whether you are single, married, employed, or a stay-at-home mom, you probably need life insurance. At the very least, … Continue reading

Posted in 401(k), 401K.com, 72T, Access.ATT, ATT | Tagged , , , , , , , , , | Comments Off

Changing Jobs? Take Your 401(k) and Roll It. By John Jastremski

If you’ve lost your job, or are changing jobs, you may be wondering what to do with your 401(k) plan account. It’s important to understand your options. What will I be entitled to? If you leave your job (voluntarily or … Continue reading

Posted in 401(k), 401K.com, 72T, Access.ATT, ATT | Tagged , , , , , , , , | Comments Off

Separately Managed Accounts: Tailored to Suit You. By John Jastremski

Mutual funds have been one alternative for many investors seeking professional money management. But when you buy shares of a mutual fund, your assets are pooled with those of other fund shareholders. You gain professional money management, but the fund’s … Continue reading

Posted in 401K.com, 72T, Access.ATT, ATT, CAM Annuity | Tagged , , , , , , , , , | Comments Off