Tag Archives: CWA

Couples Retiring on the Same Page. By John Jastremski

Agreeing about what you want from retirement is crucial. What does a good retirement look like to you? Does it resemble the retirement that your spouse or partner has in mind? It is at least roughly similar? The Social Security … Continue reading

Posted in 401(k), 401K.com, 72T, Access.ATT, ATT | Tagged , , , , , , , , | Comments Off

Money & Taxes After Marriage. By John Jastremski

Some not-so-small matters to think about. When you tie the knot, your financial lives will change. Marriage is one of those life events that can really affect your money and tax situation. If you are about to wed, here are … Continue reading

Posted in 401(k), 401K.com, 72T, Access.ATT, ATT | Tagged , , , , , , , , | Comments Off

Common Factors Affecting Retirement Income -by John Jastremski

When it comes to planning for your retirement income, it’s easy to overlook some of the common factors that can affect how much you’ll have available to spend. If you don’t consider how your retirement income can be impacted by … Continue reading

Posted in 401(k), EISP, netbenefits, Qwest, Types of Investment, Verizon | Tagged , , , , , , , , , | Comments Off

Lump Sum vs. Dollar Cost Averaging: Which is Better? -by John Jastremski

Some people go swimming by diving into the pool; others prefer to edge into the water gradually, especially if the water’s cold. A decision about putting money into an investment can be somewhat similar. Is it best to invest your … Continue reading

Posted in 401(k), EIPP, PBGC, Resources.Hewitt, Verizon | Tagged , , , , , , , , , , , | Comments Off

Five Keys to Investing for Retirement -by John Jastremski

Making decisions about your retirement account can seem overwhelming, especially if you feel unsure about your knowledge of investments. However, the following basic rules can help you make smarter choices regardless of whether you have some investing experience or are … Continue reading

Posted in 72T, CAM Annuity, ESRO, Investing and the Markets, Mortgages, PBGC | Tagged , , , , , , , | Comments Off

Balancing Your Investment Choices with Asset Allocation -by John Jastremski

A chocolate cake. Pasta. A pancake. They’re all very different, but they generally involve flour, eggs, and perhaps a liquid. Depending on how much of each ingredient you use, you can get very different outcomes. The same is true of … Continue reading

Posted in 401(k), ATT, Exxonmobil, Pension Option, The Retirement Group LLC | Tagged , , , , , , , , | Comments Off

Deciding When to Retire: When Timing Becomes Critical -by John Jastremski

Deciding when to retire may not be one decision but a series of decisions and calculations. For example, you’ll need to estimate not only your anticipated expenses, but also what sources of retirement income you’ll have and how long you’ll … Continue reading

Posted in 401(k), Access.ATT, ATT, Insurance, Investing and the Markets | Tagged , , , , , , , , , , | Comments Off

Beyond Traditional Asset Classes: Exploring Alternatives -by John Jastremski

Stocks, bonds, and cash are fundamental components of an investment portfolio. However, many other investments can be used to try to spice up returns or reduce overall portfolio risk. So-called alternative assets have become popular in recent years as a … Continue reading

Posted in 401(k), ATT, Economic Report, Qwest, Verizon | Tagged , , , , , , , , , | Comments Off

Use Your Annuity to Pay for Long-Term Care Insurance -by John Jastremski

The cost of long-term care can quickly deplete your savings and affect the quality of life for you and your family. Long-term care insurance allows you to share that cost with an insurance company. But premiums for long-term care insurance … Continue reading

Posted in 401(k), ATT, Qwest, Rate Cut, The Retirement Group LLC | Tagged , , , , , , , , , | Comments Off

Converting Savings to Retirement Income -by John Jastremski

During your working years, you’ve probably set aside funds in retirement accounts such as IRAs, 401(k)s, or other workplace savings plans, as well as in taxable accounts. Your challenge during retirement is to convert those savings into an ongoing income … Continue reading

Posted in 401(k), ATT, netbenefit, Retirement Planning, The Retirement Group LLC | Tagged , , , , , , , , , | Comments Off