Tag Archives: ATT

6 Steps to Get Out of Debt. By John Jastremski

6 Steps to Get Out of Debt   Why not plan to lighten your financial burden?   provided by John Jastremski Positive moves to counteract negative cash flow. The financial analysis website nerdwallet.com keeps track of the various debts common … Continue reading

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The Right Beneficiary by John Jastremski

The Right Beneficiary Who should inherit your IRA or 401(k)? See that they do. Here’s a simple financial question: who is the beneficiary of your IRA? How about your 401(k), life insurance policy, or savings account? You may be able … Continue reading

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Coping With College Loans. By John Jastremski

Paying them down, managing their financial impact. Are student loans holding our economy back? Certainly America has recovered from the last recession, but this is an interesting question nonetheless. In a November 2013 address before the Federal Reserve Bank of … Continue reading

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Are You Underprepared for Retirement? By John Jastremski

A university study serves as a wake-up call. Financially speaking, how many Americans are truly on track to retire? A recently published white paper suggests that about half of us are approaching our “third acts” with faulty assumptions. Perception differs … Continue reading

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Lump Sum vs. Dollar Cost Averaging: Which Is Better? By John Jastremski

Some people go swimming by diving into the pool; others prefer to edge into the water gradually, especially if the water’s cold. A decision about putting money into an investment can be somewhat similar. Is it best to invest your … Continue reading

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Converting Savings to Retirement Income. By John Jastremski

During your working years, you’ve probably set aside funds in retirement accounts such as IRAs, 401(k)s, or other workplace savings plans, as well as in taxable accounts. Your challenge during retirement is to convert those savings into an ongoing income … Continue reading

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Do Our Biases Affect Our Financial Choices? -by John Jastremski

Even the most seasoned investors are prone to their influence.   Investors are routinely warned about allowing their emotions to influence their decisions.  They are less routinely cautioned about letting their preconceptions and biases color their financial choices.   In … Continue reading

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Stop Having Money Paralysis. Not making a move may not be the best move to make. By John Jastremski

 A decision not made may have financial consequences. There is an old belief that women are more cautious about money than men, and whether you believe that or not, both women and men may fall prey to a kind of money … Continue reading

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How Women Are Planning Their Financial Futures. By John Jastremski

From assorted survey data, an interesting snapshot emerges. Women are taking action to approach retirement with greater confidence. Some recent, intriguing survey data indicates that women are planning their financial futures with some degree of pragmatism, but also with considerable … Continue reading

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Getting Help from a Financial Professional by John Jastremski

Getting Help from a Financial Professional   Are you suddenly on your own or forced to assume greater responsibility for your financial future? Unsure about whether you’re on the right track with your savings and investments? Finding yourself with new … Continue reading

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