Category Archives: The Retirement Group LLC

Balancing Your Investment Choices with Asset Allocation -by John Jastremski

A chocolate cake. Pasta. A pancake. They’re all very different, but they generally involve flour, eggs, and perhaps a liquid. Depending on how much of each ingredient you use, you can get very different outcomes. The same is true of … Continue reading

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Socially Responsible Investing -by John Jastremski

Investing with an eye toward promoting social, political, or environmental concerns (or at least not supporting activities you feel are harmful) doesn’t mean you have to forgo pursuing a return on your money. Socially responsible investing may allow you to … Continue reading

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Immediate Annuities Can Provide Lifetime Income -by John Jastremski

Running out of income is a primary concern for most retirees. Immediate annuities offer a financial alternative to help meet retirement income needs by providing a steady stream of income designed to last through retirement.   What is an immediate … Continue reading

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Paying the Bills: Potential Sources of Retirement Income -by John Jastremski

Planning your retirement income is like putting together a puzzle with many different pieces. One of the first steps in the process is to identify all potential income sources and estimate how much you can expect each one to provide. … Continue reading

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The Joys and Financial Challenges of Parenthood -by John Jastremski

Children are special. There’s nothing like them. They can be our sweetest blessing, as well as our biggest frustration. Most of all, however, they are our greatest responsibility, as well as our most important–and expensive–commitment. Whether you are a first-time … Continue reading

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Unit Investment Trusts -by John Jastremski

Despite offering certain distinct advantages for an investor, unit investment trusts (UITs) are not nearly as familiar to most people as, say, mutual funds. According to data compiled by the Investment Company Institute (ICI), in 2013 mutual funds held roughly … Continue reading

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The Power of Dividends in a Portfolio -by John Jastremski

It wasn’t so long ago that many investors regarded dividends as roughly the financial equivalent of a record turntable at a gathering of MP3 users–a throwback to an earlier era, irrelevant to the real action. But fast-forward a few years, … Continue reading

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Holding Equities for the Long Term: Time Versus Timing -by John Jastremski

Legendary investor Warren Buffett is famous for his long-term perspective. He has said that he likes to make investments he would be comfortable holding even if the market shut down for 10 years. Investing with an eye to the long … Continue reading

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Disaster Preparedness for Businesses -by John Jastremski

As a successful business owner, you don’t want to think about your operations being interrupted by a natural disaster or other unexpected event. Yet the possibility is a real one.   According to the Insurance Information Institute, 80 natural disasters … Continue reading

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Use Your Annuity to Pay for Long-Term Care Insurance -by John Jastremski

The cost of long-term care can quickly deplete your savings and affect the quality of life for you and your family. Long-term care insurance allows you to share that cost with an insurance company. But premiums for long-term care insurance … Continue reading

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