Category Archives: Qwest

Paying the Bills: Potential Sources of Retirement Income

Posted on November 18, 2011 by admin

According to the Social Security Administration, more than 70% of Americans choose to take early Social Security benefits rather than wait until full retirement age. Planning your retirement income is like putting together a puzzle with many different pieces. One … Continue reading →

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Growth vs. Value: What’s the Difference?

Posted on November 17, 2011 by admin

Growth vs. Value: What’s the Difference?   With the wide variety of stocks in the market, figuring out which ones you want to invest in can be a daunting task. Many investors feel it’s useful to have a system for … Continue reading →

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Flip Charitable Remainder Unitrust (Flip-CRUT)

Posted on August 26, 2011 by admin

John Jastremski Presents: Flip Charitable Remainder Unitrust (Flip-CRUT) Definition A Flip-CRUT is a trust that begins as a NI-CRUT or NIMCRUT, and switches ("flips") to a standard CRUT upon a specified date or triggering event. As a NI-CRUT or NIMCRUT, … Continue reading →

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Trusteed Cross Purchase Buy-Sell Agreement

Posted on August 25, 2011 by admin

John Jastremski Presents: Trusteed Cross Purchase Buy-Sell Agreement Definition A trusteed cross purchase agreement is a cross purchase buy-sell agreement that uses a third party (the trustee) to ensure that the agreement is carried out. The buyers named in the … Continue reading →

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Phantom Stock

Posted on August 24, 2011 by admin

John Jastremski Presents: Phantom Stock Definition Phantom stock arrangements are based on a hypothetical investment in company stock. More specifically, phantom stock is the right to receive a cash or property bonus at a specified date in the future based … Continue reading →

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Government-Sponsored Disability Insurance Programs

Posted on August 5, 2011 by admin

John Jastremski Presents: Government-Sponsored Disability Insurance Programs Government-sponsored disability insurance programs are designed by federal, state, and local governments to provide basic income protection (and sometimes medical benefits) to disabled individuals. Although these programs may not offer the comprehensive protection … Continue reading →

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Who Is Covered under Your Homeowners Policy?

Posted on August 2, 2011 by admin

John Jastremski Presents: Who Is Covered under Your Homeowners Policy? To understand who is covered under your homeowners policy, it’s helpful first to understand what homeowners insurance covers. Basically, homeowners insurance covers your home and other physical structures on the … Continue reading →

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How Does Cash Value in a Life Insurance Policy Really Work?

Posted on August 1, 2011 by admin

John Jastremski Presents: How Does Cash Value in a Life Insurance Policy Really Work? When you own cash value life insurance, your premium payments are allocated three ways. First, a portion of each premium pays for the actual insurance costs. … Continue reading →

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FAMILY PLANNING FROM THE PIGGYBANK’S POINT OF VIEW

Posted on July 27, 2011 by admin

FAMILY PLANNING FROM THE PIGGYBANK’S POINT OF VIEW-John Jastremski Are you financially ready to raise a child? Provided by John Jastremski Family planning often means financial planning … and quite likely, a change in the way you see your finances. … Continue reading →

Posted in 401K.com, 72T, CAM Annuity, Ira Rollover, John Jastremski, netbenefit, netbenefits, Option 1 Withdrawal, Pension Options, Pension Plan, Qwest, Rate Cut, Resources.Hewitt, Retirement Planning | Tagged , , , , , , | Comments Off

Death of a Family Member

Posted on July 22, 2011 by admin

John Jastremski Presents: Death of a Family Member How might the death of your family member impact income tax return responsibilities? The death of one of your family members–particularly the death of your spouse–may create certain federal income tax tasks … Continue reading →

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