Category Archives: Pension

Maintaining Sustainable Withdrawal Rate in Retirement – by John Jastremski

What is a sustainable withdrawal rate? A withdrawal rate is the percentage that is withdrawn each year from an investment portfolio. If you take $20,000 from a $1 million portfolio, your withdrawal rate that year is two percent ($20,000 divided … Continue reading

Posted in 401(k), Financial Planning, Investing and the Markets, Investment, Ira Rollover, John Jastremski, Pension, Pension Plan, The Retirement Group John Jastremski, The Retirement Group LLC | Comments Off

Socially Responsible Investing -by John Jastremski

Investing with an eye toward promoting social, political, or environmental concerns (or at least not supporting activities you feel are harmful) doesn’t mean you have to forgo pursuing a return on your money. Socially responsible investing may allow you to … Continue reading

Posted in 401(k), John Jastremski, Pension, The Retirement Group LLC, Verizon | Tagged , , , , , , , , | Comments Off

The Power of Dividends in a Portfolio -by John Jastremski

It wasn’t so long ago that many investors regarded dividends as roughly the financial equivalent of a record turntable at a gathering of MP3 users–a throwback to an earlier era, irrelevant to the real action. But fast-forward a few years, … Continue reading

Posted in 401(k), ATT, Exxonmobil, John Jastremski, Pension, The Retirement Group LLC | Tagged , , , , , , , , , | Comments Off

Why You Should Keep Contributing To Your 401(a) And/Or Your 457 Plan By John Hastremski

Why You Should Keep Contributing To Your 401(a) And/Or Your 457 Plan   Save for retirement consistently, regardless of how the market behaves. There is seldom a dull moment on Wall Street. Stocks may rise or fall dramatically over the … Continue reading

Posted in John Jastremski, Pension, Qwest, The Retirement Group John Jastremski | Tagged , , , , , , | Comments Off

Expiring Tax Provisions in 2014 by John Jastremski

Temporary Tax Provisions Set to Expire in 2014 Some may be renewed, others may not be.    At the end of every year, certain federal tax breaks face a sunset. Some are renewed, some expire. As 2014 will soon start, … Continue reading

Posted in 401(k), 72T, ATT, Exxonmobil, Financial Planning, John Jastremski, Pension, The Retirement Group LLC | Tagged , , , , , , , , , | Comments Off

The Government Shutdown

Basic information and frequently asked questions. As you have no doubt heard, the United States government shut down at midnight (Eastern) October 1, 2013. There are many questions and concerns about this situation, but here are some basics. What happened? In … Continue reading

Posted in CAM Annuity, Economic Report, Pension, Types of Investment, Verizon, Why Investment | Tagged , , , , , | Comments Off

MUTUAL FUNDS FOR INVESTMENTS

Mutual Funds are professionally managed investment scheme, in which fund managers manage the investment made by the investors. A mutual fund is administered under an advisory contract with a management company, which gives full detail about the schemes going on … Continue reading

Posted in 401(k), Estate Planning, Financial Planning, Insurance, Investing and the Markets, Investment, Ira Rollover, Mortgages, Pension, Rate Cut, Retirement Planning, Types of Investment, Why Investment | Tagged , , , , , , , , , , , , , , | Comments Off

THE REALITY OF INVESTING DURING RETIREMENT

Decades ago, the “typical” retiree left work for good between age 60-65 and typically passed away at about 70-75. Retirement lasted 10-12 years for many Americans. Now the picture has changed: some of us will spend 30, 40, perhaps even … Continue reading

Posted in 401(k), Estate Planning, Financial Planning, Insurance, Investing and the Markets, Investment, Ira Rollover, Mortgages, Pension, Rate Cut, Retirement Planning, Types of Investment, Why Investment | Tagged , , , , , , , , , , , , | Comments Off

MAKING INVESTMENT DECISIONS

Information vs. instinct. When it comes to investing, many people believe they have a “knack” for choosing good investments. But what exactly is that “knack” based on? The fact is, the choices we make with our assets can be strongly … Continue reading

Posted in 401(k), Estate Planning, Financial Planning, Insurance, Investing and the Markets, Investment, Ira Rollover, Mortgages, Pension, Rate Cut, Retirement Planning, Types of Investment, Why Investment | Tagged , , , , , , , , , , , , | Comments Off