Category Archives: Pension Options

Financial Planning: Helping You See the Big Picture -by John Jastremski

Do you picture yourself owning a new home, starting a business, or retiring comfortably? These are a few of the financial goals that may be important to you, and each comes with a price tag attached. That’s where financial planning … Continue reading

Posted in CAM Annuity, Pension Options, Resources.Hewitt, The Retirement Group LLC, Verizon | Tagged , , , , , , , , , | Comments Off

Handling Market Volatility -by John Jastremski

Conventional wisdom says that what goes up must come down. But even if you view market volatility as a normal occurrence, it can be tough to handle when your money is at stake. Though there’s no foolproof way to handle … Continue reading

Posted in 401(k), CAM Annuity, Financial Planning, Pension Options, The Retirement Group John Jastremski, Verizon | Tagged , , , , , , , , , , | Comments Off

Common Annuity Riders -by John Jastremski

An annuity is a contract between you (the purchaser or owner) and the issuer (an insurance company). In its simplest form, you pay money to the annuity issuer, the issuer invests the money for you, and then the issuer pays … Continue reading

Posted in 401(k), ATT, ERB, John Jastremski, Pension Options | Tagged , , , , , , , , , | Comments Off

Indexed Annuities -by John Jastremski

An indexed annuity (IA) is a contract between you and an insurance company. You pay premiums in a lump sum or periodically, and the issuer promises* to pay you some amount in the future. The IA issuer also provides a … Continue reading

Posted in 401(k), Insurance, Pension Options, Resources.Hewitt, Verizon | Tagged , , , , , , , , | Comments Off

Qualified Longevity Annuity Contracts: Income for Later in Life -by John Jastremski

You may hope to live to an old age, but a longer life means that you’ll have even more years of retirement to fund. You may even run the risk of outliving your savings and other income sources. Even though … Continue reading

Posted in 401(k), 72T, CAM Annuity, ERB, Pension Options | Tagged , , , , , , , , , | Comments Off

The Individual 401(k) -by John Jastremski

If you’re self-employed or own a small business, you’ve probably considered establishing a retirement plan. If you’ve done your homework, you likely know about simplified employee pensions (SEPs) and savings incentive match plans for employees (SIMPLE) IRA plans. These plans … Continue reading

Posted in 401(k), ATT, Estate Planning, John Jastremski, Pension Options | Tagged , , , , , , , , , | Comments Off

Bearish Thoughts Persist in a Bull Market By John Jastremski

Bearish Thoughts Persist in a Bull Market Are memories of the downturn hurting the financial potential of boomers?   At the end of October, the S&P 500 was up 24.39% in the past 12 months. What investor wouldn’t want gains … Continue reading

Posted in 401K.com, John Jastremski, Option 1 Withdrawal, Pension Options, Rate Cut | Tagged , , , , , , , | Comments Off