Category Archives: PBGC

Insuring Your Personal Watercraft

John Jastremski Presents: Insuring Your Personal Watercraft You may not think that it’s necessary to insure your personal watercraft. After all, it’s probably covered under your homeowners policy, and the chances of you needing physical damage or liability coverage are … Continue reading

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LOOKING AT THE NEW ESTATE TAX LAWS

LOOKING AT THE NEW ESTATE TAX LAWS A rundown of recent changes. Presented by John Jastremski In 2011, families and their financial, tax and legal consultants can at last plan estates with a degree of certainty. Thanks to the Tax … Continue reading

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Prepay Mortgage

John Jastremski Presents: Prepay Mortgage Definition Prepaying your mortgage loan involves applying additional funds to your outstanding mortgage balance over and above your required monthly payment. You can prepay in a lump sum, double up on your payments, or pay a … Continue reading

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Tax-Deferred Annuities: Are They Right for You?

John Jastremski Presents: Tax-Deferred Annuities: Are They Right for You? Tax-deferred annuities can be a valuable tool, particularly for retirement savings. However, they are not appropriate for everyone. Five questions to consider Think about each of the following questions. If … Continue reading

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529 Plans vs. Coverdell Education Savings Accounts

John Jastremski Presents: 529 Plans vs. Coverdell Education Savings Accounts Section 529 plans and Coverdell education savings accounts are two of the most popular ways to save for college. But which savings option is right for you? Definitions A Coverdell … Continue reading

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Group Health Insurance

John Jastremski Presents: Group Health Insurance With group health insurance, a single policy covers the medical expenses of many different people. Unlike individual insurance, where each person’s risk potential is evaluated to determine insurability, group health insurance allows all eligible … Continue reading

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If Long-Term Care Insurance Isn’t for You: Other Options

John Jastremski Presents: If Long-Term Care Insurance Isn’t for You: Other Options Long-term care insurance (LTCI) isn’t for everyone. Not only is it expensive and sometimes hard to qualify for, but there’s no guarantee you’ll ever use the benefits. But … Continue reading

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Understanding Managed Care

John Jastremski Presents: Understanding Managed Care If it’s been a while since you’ve shopped around for health insurance, you may find that things have changed since the last time you tackled this chore. Not long ago, you could go to … Continue reading

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Income Tax Planning and 529 Plans

John Jastremski Presents: Income Tax Planning and 529 Plans The income tax benefits offered by 529 plans make these plans attractive to parents (and others) interested in saving for college. Qualified withdrawals from a 529 plan are tax free at … Continue reading

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529 Plans and Financial Aid Eligibility

John Jastremski Presents: 529 Plans and Financial Aid Eligibility If you’re thinking about joining a 529 plan, or if you’ve already opened an account, you might be concerned about how 529 funds will affect your child’s chances of receiving financial … Continue reading

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