Category Archives: netbenefit

Lump Sum vs. Dollar Cost Averaging: Which Is Better?

Lump Sum vs. Dollar Cost Averaging: Which Is Better?       Some people go swimming by diving into the pool; others prefer to edge into the water gradually, especially if the water’s cold. A decision about putting money into an investment can … Continue reading

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2503(c) Trusts for Education Savings

John Jastremski Presents: 2503(c) Trusts for Education Savings Definition A Section 2503(c) trust is a trust established for the benefit of a minor child and managed by a trustee. It is named after Section 2503(c) of the Internal Revenue Code, … Continue reading

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MARKET WEEK: AUGUST 1, 2011

John Jastremski Presents: MARKET WEEK: AUGUST 1, 2011 The Markets Weak economic numbers and the debt ceiling standoff put steady downward pressure on equities. However, in the face of Tuesday’s deadline, Treasuries showed a reassuring resilience, though spreads between short-term … Continue reading

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The Debt Ceiling

THE DEBT CEILING Many Americans don’t want it to be raised. Could our economy hold up if it isn’t? Congress must think (and act) fast. In the middle of May, the national debt limit of $14.3 trillion will be reached. … Continue reading

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FAMILY PLANNING FROM THE PIGGYBANK’S POINT OF VIEW

FAMILY PLANNING FROM THE PIGGYBANK’S POINT OF VIEW-John Jastremski Are you financially ready to raise a child? Provided by John Jastremski Family planning often means financial planning … and quite likely, a change in the way you see your finances. … Continue reading

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Life Insurance at Various Life Stages

John Jastremski Presents: Life Insurance at Various Life Stages Your need for life insurance changes as your life changes. When you’re young, you typically have less need for life insurance, but that changes as you take on more responsibility and … Continue reading

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Understanding Social Security

John Jastremski Presents: Understanding Social Security Over 57 million people today receive some form of Social Security benefits, including 87 percent of individuals over age 65. (Source: Fast Facts & Figures About Social Security, 2010) But Social Security is more … Continue reading

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WEEKLY ECONOMIC UPDATE – July 11, 2011

John Jastremski Presents: WEEKLY ECONOMIC UPDATE – July 11, 2011       WEEKLY QUOTE “A mistake is to commit a misunderstanding.” – Bob Dylan WEEKLY TIP As you shop for groceries, how many impulsive purchases do you make? Impulsive buying might … Continue reading

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What Employers Need to Know about Workers’ Compensation Insurance

John Jastremski Presents: What Employers Need to Know about Workers’ Compensation Insurance All states and the District of Columbia have workers’ compensation laws designed to protect employed individuals who get sick, injured, or killed on the job. Employers pay the … Continue reading

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Reading and Understanding Your Life Insurance Policy

John Jastremski Presents: Reading and Understanding Your Life Insurance Policy   Most people hate the thought of reading a life insurance policy (or any insurance policy, for that matter). However, if you can find the time and muster the patience, … Continue reading

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