Category Archives: John Jastremski

Recharacterizing IRA Contributions and Roth Conversions

Posted on May 16, 2012 by admin

Qualified distributions from Roth IRAs are free from income tax at the federal level. If you convert your traditional individual retirement account (IRA), simplified employee pension (SEP) IRA, or SIMPLE IRA to a Roth IRA, therefore, federal income tax is … Continue reading →

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How Much Annual Income Can Your Retirement Portfolio Provide?

Posted on April 30, 2012 by admin

How Much Annual Income Can Your Retirement Portfolio Provide? Your retirement lifestyle will depend not only on your assets and investment choices, but also on how quickly you draw down your retirement portfolio. The annual percentage that you take out … Continue reading →

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The Split Annuity: Current Income Plus Future Savings

Posted on April 23, 2012 by admin

Financial planning in retirement usually has two primary goals: create a steady, dependable stream of income and preserve retirement savings. One idea which may assist in achieving these retirement objectives is the split annuity concept. What is a split annuity? … Continue reading →

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First-Time Homebuyer Tax Credit

Posted on April 16, 2012 by admin

Introduction The first-time homebuyer tax credit was originally established by the Housing and Economic Recovery Act of 2008. The credit was subsequently extended and modified by the American Recovery and Reinvestment Act of 2009 and the Worker, Homeownership, and Business … Continue reading →

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Managing Expenses During the College Years

Posted on March 19, 2012 by admin

Introduction For most parents, paying for a child’s college or graduate school education is a major event. For some parents, it rivals only the purchase of a home in number of dollars spent. As the cost of college continues to … Continue reading →

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Trust Basics 1/28/2012

Posted on January 28, 2012 by admin

Trust Basics 1/28/2012 Whether you’re seeking to manage your own assets, control how your assets are distributed after your death, or plan for incapacity, trusts can help you accomplish your estate planning goals. Their power is in their versatility–many types … Continue reading →

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All About IRAs 1/27/2012

Posted on January 27, 2012 by admin

All About IRAs 1/27/2012 An individual retirement arrangement (IRA) is a personal retirement savings plan that offers specific tax benefits. In fact, IRAs are one of the most powerful retirement savings tools available to you. Even if you’re contributing to … Continue reading →

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Social Security: What Should You Do at Age 62? 1/9/2012

Posted on January 9, 2012 by admin

Social Security: What Should You Do at Age 62?  1/9/2012 Is 62 your lucky number? If you’re eligible, that’s the earliest age you can start receiving Social Security retirement benefits. If you decide to start collecting benefits before your full … Continue reading →

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Financial Planning – Helping You See the Big Picture 1/6/2012

Posted on January 6, 2012 by admin

Financial Planning – Helping You See the Big Picture 1/6/2012 Do you picture yourself owning a new home, starting a business, or retiring comfortably? These are a few of the financial goals that may be important to you, and each … Continue reading →

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WEEKLY ECONOMIC UPDATE

Posted on January 3, 2012 by admin

John Jastremski Presents: WEEKLY ECONOMIC UPDATE January 2, 2012 STOCKS IN 2011: DJIA +5.5%, S&P 500 ENDS FLAT The Dow Jones Industrial Average bucked a global trend and advanced in 2011. The index rose 11.95% in the fourth quarter, a … Continue reading →

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