Category Archives: Ira Rollover

Maintaining Sustainable Withdrawal Rate in Retirement – by John Jastremski

What is a sustainable withdrawal rate? A withdrawal rate is the percentage that is withdrawn each year from an investment portfolio. If you take $20,000 from a $1 million portfolio, your withdrawal rate that year is two percent ($20,000 divided … Continue reading

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Concentrated Stock Positions: Considerations and Strategies -by John Jastremski

Whether you inherited a large holding, exercised options to buy your company’s stock, sold a private business, hold restricted stock, or have benefitted from repeated stock splits over the years, having a large position in a single stock carries unique … Continue reading

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Do Our Biases Affect Our Financial Choices? -by John Jastremski

Even the most seasoned investors are prone to their influence.   Investors are routinely warned about allowing their emotions to influence their decisions.  They are less routinely cautioned about letting their preconceptions and biases color their financial choices.   In … Continue reading

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Women and Money Paralysis

Women & Money Paralysis Not making a move may not be the best move to make.        A decision not made may have financial consequences. There is an old belief that women are more cautious about money than … Continue reading

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Rules changes for IRAs, 401(k)s & other savings vehicles By John Jastremski

IRS Retirement Plan Adjustments for 2014 Rules changes for IRAs, 401(k)s & other savings vehicles.   The IRS has made minor adjustments to retirement plan limitations for 2014. As inflation has been tame in 2013, these COLAs aren’t dramatic; as … Continue reading

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Your Annual Financial To-Do List 2014

Your Annual Financial To-Do List Things you can do before & for 2014.                       What financial, business or life priorities do you need to address for 2014? Now is a good … Continue reading

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Weekly Economic Update 11/18/13 by John Jastremski

November 18, 2013 YELLEN EMPHASIZES FURTHER EASING While conceding that the Federal Reserve’s current stimulus effort “will not continue indefinitely,” Federal Reserve chair nominee Janet Yellen sounded decidedly dovish at her confirmation hearing in the Senate last week. “Supporting the … Continue reading

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Should You Retire Now, Or Later? By John Jastremski

Should You Retire Now, Or Later? Financially, there are reasons why you may want to work a bit longer.       The case for working past 65. Increasingly, baby boomers are urged to work until full retirement age or … Continue reading

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MUTUAL FUNDS FOR INVESTMENTS

Mutual Funds are professionally managed investment scheme, in which fund managers manage the investment made by the investors. A mutual fund is administered under an advisory contract with a management company, which gives full detail about the schemes going on … Continue reading

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THE REALITY OF INVESTING DURING RETIREMENT

Decades ago, the “typical” retiree left work for good between age 60-65 and typically passed away at about 70-75. Retirement lasted 10-12 years for many Americans. Now the picture has changed: some of us will spend 30, 40, perhaps even … Continue reading

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