Category Archives: Financial Planning

72(t) Distributions. Sometimes you can take penalty-free early withdrawals from retirement accounts by John Jastremski

72(t) Distributions Sometimes you can take penalty-free early withdrawals from retirement accounts.   Do you need to access your retirement money early? Usually, anyone who takes money out of an IRA or a retirement plan prior to age 59½ faces … Continue reading

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Understanding the Markets

What the acronyms signify & what affects investors.   Dow. NASDAQ. S&P 500. Fear index. NYSE. Commodity prices. Earnings. Economic indicators. These are the gauges and signposts of investing, but if you stopped most people on the street, you’ll find … Continue reading

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Women & Money Paralysis by John Jastremski

Women & Money Paralysis Not making a move may not be the best move to make.         A decision not made may have financial consequences. There is an old belief that women are more cautious about money than … Continue reading

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Cash Flow Management by John Jastremski

Cash Flow Management An underappreciated fundamental in financial planning.                         You’ve probably heard the saying that “cash is king,” and whether you own a business or not, it is a truth that applies. Most discussions of business and personal … Continue reading

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Why 2014 May Be a Very Good Year by John Jastremski

Why 2014 May Be a Very Good Year More improvement may be in store for the economy & the stock market.    Will the economy & the bull market make further strides next year? On both Wall Street and Main … Continue reading

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Looking Back at 2013 by John Jastremski

Looking Back at 2013 How good a year was it for the economy? Statistics tell the tale.       Was 2013 a terrific year for stocks? Absolutely. The good news wasn’t limited to Wall Street, however: the unemployment rate … Continue reading

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Should You Put Your Home Into a Trust? By John Jastremski

Should You Put Your Home Into a Trust? The arguments for & against this estate planning decision.   Uncommon, or uncommonly wise? Occasionally, a couple or a family will elect to put their home into a revocable living trust, a … Continue reading

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Expiring Tax Provisions in 2014 by John Jastremski

Temporary Tax Provisions Set to Expire in 2014 Some may be renewed, others may not be.    At the end of every year, certain federal tax breaks face a sunset. Some are renewed, some expire. As 2014 will soon start, … Continue reading

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Weekly Economic Update December 2, 2013 by John Jastremski

CONFIDENCE INDEX FALLS, SENTIMENT INDEX RISES Two respected barometers of consumer mood went different ways in November. The Conference Board’s consumer confidence index came in at a disappointing 70.4, down from a revised 72.4 mark for October and well below … Continue reading

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MUTUAL FUNDS FOR INVESTMENTS

Mutual Funds are professionally managed investment scheme, in which fund managers manage the investment made by the investors. A mutual fund is administered under an advisory contract with a management company, which gives full detail about the schemes going on … Continue reading

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