Category Archives: Financial Planning

Cash Flow Management by John Jastremski

Posted on November 5, 2018 by admin

Cash Flow Management An underappreciated fundamental in financial planning.                         You’ve probably heard the saying that “cash is king,” and whether you own a business or not, it is a truth that applies. Most discussions of business and personal … Continue reading →

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Maintaining Sustainable Withdrawal Rate in Retirement – by John Jastremski

Posted on September 16, 2017 by admin

What is a sustainable withdrawal rate? A withdrawal rate is the percentage that is withdrawn each year from an investment portfolio. If you take $20,000 from a $1 million portfolio, your withdrawal rate that year is two percent ($20,000 divided … Continue reading →

Posted in 401(k), Financial Planning, Investing and the Markets, Investment, Ira Rollover, John Jastremski, Pension, Pension Plan, The Retirement Group John Jastremski, The Retirement Group LLC | Comments Off

Value Investing Strategy

Posted on July 28, 2017 by admin

Many of the greatest investors (Benjamin Graham, Warren Buffett, and Seth Klarman) that have ever lived have employed some form of value investing as an integral part of their overall stock investing strategy. However, value investing is a broad term … Continue reading →

Posted in Financial Planning, Investing and the Markets, Investment, John Jastremski, Retirement Planning, The Retirement Group John Jastremski, The Retirement Group LLC, Types of Investment, Why Investment | Comments Off

Setting and Targeting Investment Goals

Posted on August 5, 2016 by admin

Go out into your yard and dig a big hole. Every month, throw $50 into it, but don’t take any money out until you’re ready to buy a house, send your child to college, or retire. It sounds a little … Continue reading →

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Handling Market Volatility -by John Jastremski

Posted on July 1, 2016 by admin

Conventional wisdom says that what goes up must come down. But even if you view market volatility as a normal occurrence, it can be tough to handle when your money is at stake. Though there’s no foolproof way to handle … Continue reading →

Posted in 401(k), CAM Annuity, Financial Planning, Pension Options, The Retirement Group John Jastremski, Verizon | Tagged , , , , , , , , , , | Comments Off

Growth vs. Value: What’s the Difference? -by John Jastremski

Posted on June 1, 2016 by admin

With the wide variety of stocks in the market, figuring out which ones you want to invest in can be a challenging task. Many investors feel it’s useful to have a system for finding stocks that might be worth buying, … Continue reading →

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Women: Planning for the Financial Impact of Children -by John Jastremski

Posted on April 29, 2016 by admin

Children are a special blessing and their arrival brings boundless love and joy into our lives that you can’t put a price on. But adding a child to the household impacts the family budget–and women especially—in very measurable ways. Whether … Continue reading →

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Changing Jobs? Take Your 401(k) and Roll It -by John Jastremski

Posted on April 28, 2016 by admin

If you’ve lost your job, or are changing jobs, you may be wondering what to do with your 401(k) plan account. It’s important to understand your options. What will I be entitled to? If you leave your job (voluntarily or … Continue reading →

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Pay Down Debt or Save for Retirement? by John Jastremski

Posted on April 27, 2016 by admin

You can use a variety of strategies to pay off debt, many of which can cut not only the amount of time it will take to pay off the debt but also the total interest paid. But like many people, … Continue reading →

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Weighing the Choice between Taxable and Tax-Free Bonds. By John Jastremski

Posted on December 1, 2015 by admin

If you’re considering the purchase of an individual bond or even a bond mutual fund, one of your first concerns will be its yield. However, when comparing various yields, you need to make sure you’re not comparing apples to oranges. … Continue reading →

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