Category Archives: Estate Planning

Reaching Retirement: Now What? -by John Jastremski

You’ve worked hard your whole life anticipating the day you could finally retire. Well, that day has arrived! But with it comes the realization that you’ll need to carefully manage your assets so that your retirement savings will last. Review … Continue reading

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Nonprofit Boards: New Challenges and Responsibilities -by John Jastremski

The days are long gone when nonprofit boards were made up of large donors who expected that little more would be asked of them beyond socializing at the occasional fundraiser. Being a board member can be as demanding and rewarding … Continue reading

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Protecting Your Savings and Investments -by John Jastremski

In the wake of turbulence in the financial markets, it’s worth reviewing the legal protections available for assets held by banks, credit unions, and securities dealers. Bank/savings and loan deposit accounts Generally, deposit accounts at banks and savings and loans … Continue reading

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The Individual 401(k) -by John Jastremski

If you’re self-employed or own a small business, you’ve probably considered establishing a retirement plan. If you’ve done your homework, you likely know about simplified employee pensions (SEPs) and savings incentive match plans for employees (SIMPLE) IRA plans. These plans … Continue reading

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Weighing the Choice between Taxable and Tax-Free Bonds. By John Jastremski

If you’re considering the purchase of an individual bond or even a bond mutual fund, one of your first concerns will be its yield. However, when comparing various yields, you need to make sure you’re not comparing apples to oranges. … Continue reading

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Handling Market Volatility. By John Jastremski

Conventional wisdom says that what goes up must come down. But even if you view market volatility as a normal occurrence, it can be tough to handle when your money is at stake. Though there’s no foolproof way to handle … Continue reading

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WHY YOU SHOULD KEEP CONTRIBUTING TO YOUR 401(k) by John Jastremski

WHY YOU SHOULD KEEP CONTRIBUTING TO YOUR 401(k)   Save for retirement consistently, regardless of how the market behaves.   There is seldom a dull moment on Wall Street. Stocks may rise or fall dramatically over the course of a … Continue reading

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Organizing Your Paperwork for Tax Season If you haven’t done it, now’s the time. By John Jastremski

Organizing Your Paperwork for Tax Season If you haven’t done it, now’s the time.   How prepared are you to prepare your 1040? The earlier you compile and organize the relevant paperwork, the easier things may be for you (or the … Continue reading

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Looking Back at 2013 by John Jastremski

Looking Back at 2013 How good a year was it for the economy? Statistics tell the tale.       Was 2013 a terrific year for stocks? Absolutely. The good news wasn’t limited to Wall Street, however: the unemployment rate … Continue reading

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Should You Put Your Home Into a Trust? By John Jastremski

Should You Put Your Home Into a Trust? The arguments for & against this estate planning decision.   Uncommon, or uncommonly wise? Occasionally, a couple or a family will elect to put their home into a revocable living trust, a … Continue reading

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