Category Archives: ESRO

The Split Annuity: Current Income Plus Future Savings

Posted on April 23, 2012 by admin

Financial planning in retirement usually has two primary goals: create a steady, dependable stream of income and preserve retirement savings. One idea which may assist in achieving these retirement objectives is the split annuity concept. What is a split annuity? … Continue reading →

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Bonds, Interest Rates, and the Impact of Inflation

Posted on November 18, 2011 by admin

The inflation/interest rate cycle at a glance When prices rise, bondholders worry that the interest they’re paid won’t buy as much. To control inflation, the Fed may raise interest rates to get investors to lend money by purchasing bonds. When … Continue reading →

Posted in Economic Report, ESRO, Exxonmobil, Insurance, Investment, Pension, Pension Options, Rate Cut, Retirement Planning | Tagged , , , , , , , , , , , , | Comments Off

HOW MUCH RETIREMENT INCOME WILL YOU REALLY NEED?

Posted on July 28, 2011 by admin

HOW MUCH RETIREMENT INCOME WILL YOU REALLY NEED? Many people underestimate lifestyle costs, medical expenses and inflation. Presented by John Jastremski What is enough? What is not enough? If you’re considering retiring in the near future, you’ve probably heard or … Continue reading →

Posted in 401K.com, 72T, Access.ATT, ATT, CAM Annuity, ERB, ESRO, Exxonmobil, John Jastremski, netbenefits, Pension Options, Resources.Hewitt, The Retirement Group LLC | Tagged , , , , , , , , , | Comments Off

LOOKING AT THE NEW ESTATE TAX LAWS

Posted on July 27, 2011 by admin

LOOKING AT THE NEW ESTATE TAX LAWS A rundown of recent changes. Presented by John Jastremski In 2011, families and their financial, tax and legal consultants can at last plan estates with a degree of certainty. Thanks to the Tax … Continue reading →

Posted in 401(k), ESRO, Mortgages, PBGC, Pension Options, Retirement Planning, The Retirement Group John Jastremski, Types of Investment, Why Investment | Tagged , , , , , , , , , , , , , , , , , | Comments Off

Filing an Estate Tax Return

Posted on July 21, 2011 by admin

John Jastremski Presents: Filing an Estate Tax Return What is an estate tax return? When you die, you will leave behind all your property (everything you own) and debts (everything you owe). All this is called your estate. After the … Continue reading →

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WEEKLY ECONOMIC UPDATE – May 2, 2011

Posted on May 3, 2011 by admin

John Jastremski Presents:  WEEKLY ECONOMIC UPDATE – May 2, 2011       WEEKLY QUOTE “Life is either a daring adventure, or nothing.” – Helen Keller WEEKLY TIP What measures have you taken to help protect your family and your nest egg? … Continue reading →

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Equity-Indexed Annuity

Posted on May 2, 2011 by admin

John Jastremski Presents: Equity-Indexed Annuity Definition An equity-indexed annuity (EIA), also referred to as a fixed indexed annuity, is a fixed annuity with an interest rate that is pegged to a stock index (e.g., S & P 500). The interest rate … Continue reading →

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