Category Archives: ATT

Financial Planning: Helping You See the Big Picture. By John Jastremski

Do you picture yourself owning a new home, starting a business, or retiring comfortably? These are a few of the financial goals that may be important to you, and each comes with a price tag attached. That’s where financial planning … Continue reading

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Lump-Sum Distribution from Inherited IRAs and Retirement Plans. By John Jastremski

What is it? A lump-sum distribution is the withdrawal of the entire balance of an inherited traditional IRA or employer-sponsored retirement plan account in one tax year. It is this one-tax-year time frame, not the number of distributions, that determines a lump-sum distribution. … Continue reading

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Coping With College Loans. By John Jastremski

Coping With College Loans Paying them down, managing their financial impact. Are student loans holding our economy back? Certainly America has recovered from the last recession, but this is an interesting question nonetheless. In a November 2013 address before the … Continue reading

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Gauging Your Financial Well-Being by John Jastremski

Gauging Your Financial Well-Being Six signs that you are in good shape.   How well off do you think you are financially? If your career or life takes an unexpected turn, would your finances hold up? What do you think … Continue reading

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It Isn’t Too Late to Save for Retirement. By John Jastremski

If you’re 40 or 50 and haven’t begun, you must make the effort. Some people start saving for retirement at 20, 25, or 30. Others start later, and while their accumulated assets will have fewer years of compounding to benefit … Continue reading

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Women, Longevity Risk & Retirement Saving. By John Jastremski

Statistics point out the need to save early, save consistently & stay invested.  Will you live to be 100? If you’re a woman, your odds of becoming a centenarian are seemingly better than those of men. In the 2010 U.S. … Continue reading

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Couples Retiring on the Same Page by John Jastremski

Couples Retiring on the Same Page Agreeing about what you want from retirement is crucial.   What does a good retirement look like to you? Does it resemble the retirement that your spouse or partner has in mind? It is … Continue reading

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6 Steps to Get Out of Debt. By John Jastremski

6 Steps to Get Out of Debt Why not plan to lighten your financial burden? Positive moves to counteract negative cash flow. The financial analysis website nerdwallet.com keeps track of the various debts common to the U.S. household. As of … Continue reading

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Getting It All Together for Retirement. By John Jastremski

Getting It All Together for Retirement Where is everything? Time to organize and centralize your documents.   Before retirement begins, gather what you need. Put as much documentation as you can in one place, for you and those you love. … Continue reading

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Wise Decisions with Retirement in Mind

Wise Decisions with Retirement in Mind Certain financial & lifestyle choices may lead you toward a better future.   Some retirees succeed at realizing the life they want, others don’t. Fate aside, it isn’t merely a matter of stock market … Continue reading

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