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Category Archives: 72T
Have You Checked Your Retirement Plan Lately? -by John Jastremski
It’s generally a good idea to review your employer-sponsored retirement savings plan at least once each year and when major life changes occur. If you haven’t given your plan a thorough review within the last 12 months, now may be … Continue reading
Posted in 401(k), 72T, ATT, John Jastremski, Option 1 Withdrawal
Tagged 401K, AT&T seminar, Chevron, Erik Larsen, ExxonMobil, Hewitt, In Service Withdrawal, John Jastremski, netbenefits
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Growth vs. Value: What’s the Difference? -by John Jastremski
With the wide variety of stocks in the market, figuring out which ones you want to invest in can be a challenging task. Many investors feel it’s useful to have a system for finding stocks that might be worth buying, … Continue reading
Posted in 401K.com, 72T, CAM Annuity, Exxonmobil, Financial Planning
Tagged 401K, AT&T seminar, Chevron, Communications Workers of America, John Jastremski, Northrop Grumman, recsources.hewitt, resources.hewitt, Texas Instrument, Verizon Workshop
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Planning Lessons for Educators: Addressing Your Financial Issues -by John Jastremski
Being an educator requires expertise and that you stay current on developments in your field. However, that level of ongoing attention can make it difficult to find the time to stay on top of issues that affect your finances, or … Continue reading
Posted in 401(k), 72T, ATT, John Jastremski, Qwest
Tagged CAM Annuity, Chevron, Communications Workers of America, ExxonMobil, In Service Withdrawal, John Jastremski, recsources.hewitt, The Retirement Group LLC, Verizon
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The Joys and Financial Challenges of Parenthood -by John Jastremski
Children are special. There’s nothing like them. They can be our sweetest blessing, as well as our biggest frustration. Most of all, however, they are our greatest responsibility, as well as our most important–and expensive–commitment. Whether you are a first-time … Continue reading
Posted in 401(k), 72T, ATT, The Retirement Group LLC, Verizon
Tagged 401K, AT&T seminar, Communications Workers of America, ExxonMobil, Northrop Grumman, resources.hewitt, Texas Instrument, The Retirement Group LLC, Verizon, Verizon Workshop
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Safe Harbor 401(k) Plans by John Jastremeski
Everyone’s familiar with 401(k) plans. But not everyone knows they come in different flavors. There’s the traditional 401(k), of course. But there are also SIMPLE 401(k)s for small employers, 401(k)s with qualified automatic contribution arrangements (QACAs), and safe harbor 401(k)s. … Continue reading
Posted in 401(k), 72T, ATT, Resources.Hewitt, The Retirement Group LLC
Tagged 401K, AT&T seminar, ATT, CAM Annuity, Communications Workers of America, CWA, Lump Sum, netbenefits, Pension, The Retirement Group
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Women and Money: Taking Control of Your Finances. By John Jastremski
As a woman, you have financial needs that are unique to your situation in life. Perhaps you would like to buy your first home. Maybe you need to start saving for your child’s college education. Or you might be concerned … Continue reading
Posted in 401(k), 72T, Access.ATT, ATT, CAM Annuity
Tagged 401K, AT&T seminar, att workshop, CAM Annuity, Chevron, Communications Workers of America, EISP, ExxonMobil, Financial Planning
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Why Women Need Life Insurance. By John Jastremski
Today, women have more financial responsibilities than ever before. How will your family or loved ones manage financially if you die? Whether you are single, married, employed, or a stay-at-home mom, you probably need life insurance. At the very least, … Continue reading
Posted in 401(k), 401K.com, 72T, Access.ATT, ATT
Tagged 401K, AT&T seminar, CAM Annuity, Chevron, Communications Workers of America, CWA, EIPP, EISP, Erik Larsen, ExxonMobil
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Variable Annuities. By John Jastremski
Some basics A variable annuity is a contract between you (the purchaser) and an insurance company (the issuer). In return for your premium payments, the issuer agrees to make periodic payments to you (if you elect this option), beginning either … Continue reading
Posted in 401K.com, 72T, Access.ATT, ATT, CAM Annuity
Tagged 401K, AT&T seminar, ATT, CAM Annuity, Chevron, Communications Workers of America, CWA, ExxonMobil, Financial Planning
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Trusteed IRAs. By John Jastremski
The tax code allows IRAs to be created as trust accounts, custodial accounts, and annuity contracts. Regardless of the form, the federal tax rules are generally the same for all IRAs. But the structure of the IRA agreement can have … Continue reading
Posted in 401(k), 401K.com, 72T, Access.ATT, ATT
Tagged 401K, AT&T seminar, ATT, CAM Annuity, Chevron, Communications Workers of America, CWA, EIPP, EISP
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