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Category Archives: 72T
Debunking a Few Popular Retirement Myths. By John Jastremski
Certain misconceptions ignore the realities of retirement. Generalizations about money & retirement linger. Some have been around for decades, and some new clichés have recently joined their ranks. Let’s examine a few. “When I’m retired, I won’t really have to … Continue reading
Posted in 401(k), 401K.com, 72T, Access.ATT, ATT
Tagged 401K, AT&T seminar, ATT, att workshop, CAM Annuity, Chevron, Communications Workers of America, CWA, EIPP
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Money & Taxes After Marriage by John Jastremski
Money & Taxes After Marriage Some not-so-small matters to think about. When you tie the knot, your financial lives will change. Marriage is one of those life events that can really affect your money and tax situation. If you … Continue reading
Posted in 401(k), 401K.com, 72T, Access.ATT, ATT
Tagged 401K, AT&T seminar, ATT, att workshop, CAM Annuity, Chevron, Communications Workers of America, CWA, EIPP
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6 Steps to Get Out of Debt. By John Jastremski
6 Steps to Get Out of Debt Why not plan to lighten your financial burden? provided by John Jastremski Positive moves to counteract negative cash flow. The financial analysis website nerdwallet.com keeps track of the various debts common … Continue reading
Posted in 401(k), 401K.com, 72T, Access.ATT, ATT
Tagged 401K, ATT, CAM Annuity, Chevron, Communications Workers of America, ExxonMobil, Financial Planning, Hewitt, John Jastremski, Northrop Grumman
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The Right Beneficiary by John Jastremski
The Right Beneficiary Who should inherit your IRA or 401(k)? See that they do. Here’s a simple financial question: who is the beneficiary of your IRA? How about your 401(k), life insurance policy, or savings account? You may be able … Continue reading
Posted in 401(k), 401K.com, 72T, Access.ATT, ATT
Tagged 401K, AT&T seminar, ATT, att workshop, CAM Annuity, Chevron, Communications Workers of America, CWA
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The Joys and Financial Challenges of Parenthood. By John Jastremski
Children are special. There’s nothing like them. They can be our sweetest blessing, as well as our biggest frustration. Most of all, however, they are our greatest responsibility, as well as our most important–and expensive–commitment. Whether you are a first-time … Continue reading
Posted in 401(k), 401K.com, 72T, Access.ATT, ATT
Tagged 401K, AT&T seminar, att workshop, CAM Annuity, Chevron, Communications Workers of America, CWA, ExxonMobil, In Service Withdrawal
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Coping With College Loans. By John Jastremski
Paying them down, managing their financial impact. Are student loans holding our economy back? Certainly America has recovered from the last recession, but this is an interesting question nonetheless. In a November 2013 address before the Federal Reserve Bank of … Continue reading
Posted in 401(k), 401K.com, 72T, Access.ATT, ATT
Tagged 401K, AT&T seminar, ATT, att workshop, CAM Annuity, Chevron, Communications Workers of America, CWA, EIPP, EISP
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Long-Term Investment Truths. By John Jastremski
Key lessons for retirement savers. You learn lessons as you invest in pursuit of long-run goals. Some of these lessons are conveyed and reinforced when you begin saving for retirement, and others you glean along the way. First & foremost, … Continue reading
Posted in 401(k), 401K.com, 72T, Access.ATT, ATT
Tagged 401K, AT&T seminar, att workshop, CAM Annuity, Communications Workers of America, CWA, ExxonMobil, Hewitt, John Jastremski, Northrop Grumman
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Are You Underprepared for Retirement? By John Jastremski
A university study serves as a wake-up call. Financially speaking, how many Americans are truly on track to retire? A recently published white paper suggests that about half of us are approaching our “third acts” with faulty assumptions. Perception differs … Continue reading
Posted in 401(k), 401K.com, 72T, Access.ATT, ATT
Tagged 401K, AT&T seminar, ATT, att workshop, CAM Annuity, Chevron, Communications Workers of America, ExxonMobil, John Jastremski, Northrop Grumman
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Lump Sum vs. Dollar Cost Averaging: Which Is Better? By John Jastremski
Some people go swimming by diving into the pool; others prefer to edge into the water gradually, especially if the water’s cold. A decision about putting money into an investment can be somewhat similar. Is it best to invest your … Continue reading
Posted in 401(k), 401K.com, 72T, Access.ATT, ATT
Tagged 401K, AT&T seminar, ATT, att workshop, CAM Annuity, Chevron, Communications Workers of America, CWA, ExxonMobil, John Jastremski
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Converting Savings to Retirement Income. By John Jastremski
During your working years, you’ve probably set aside funds in retirement accounts such as IRAs, 401(k)s, or other workplace savings plans, as well as in taxable accounts. Your challenge during retirement is to convert those savings into an ongoing income … Continue reading
Posted in 401(k), 401K.com, 72T, Access.ATT, ATT
Tagged 401K, AT&T seminar, ATT, att workshop, CAM Annuity, Chevron, Communications Workers of America, CWA, ExxonMobil, Northrop Grumman
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