Monthly Archives: October 2018

Lump-Sum Distribution from Inherited IRAs and Retirement Plans. By John Jastremski

What is it? A lump-sum distribution is the withdrawal of the entire balance of an inherited traditional IRA or employer-sponsored retirement plan account in one tax year. It is this one-tax-year time frame, not the number of distributions, that determines a lump-sum distribution. … Continue reading

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Coping With College Loans. By John Jastremski

Coping With College Loans Paying them down, managing their financial impact. Are student loans holding our economy back? Certainly America has recovered from the last recession, but this is an interesting question nonetheless. In a November 2013 address before the … Continue reading

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Gauging Your Financial Well-Being by John Jastremski

Gauging Your Financial Well-Being Six signs that you are in good shape.   How well off do you think you are financially? If your career or life takes an unexpected turn, would your finances hold up? What do you think … Continue reading

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It Isn’t Too Late to Save for Retirement. By John Jastremski

If you’re 40 or 50 and haven’t begun, you must make the effort. Some people start saving for retirement at 20, 25, or 30. Others start later, and while their accumulated assets will have fewer years of compounding to benefit … Continue reading

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