Monthly Archives: February 2015

Social Security Survivor Benefits. By John Jastremski

How do you claim them? How much can you receive? About 5 million widowed Americans get Social Security survivor benefits. If your spouse has passed, you may be eligible to collect them. This means that you could receive as much … Continue reading

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Organizing Your Paperwork for Tax Season. By John Jastremski

If you haven’t done it, now’s the time. How prepared are you to prepare your 1040? The earlier you compile and organize the relevant paperwork, the easier things may be for you (or the tax preparer working for you) this … Continue reading

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Common Deductions Taxpayers Overlook. By John Jastremski

Make sure you give them a look as you prepare your 1040. Every year, taxpayers leave money on the table. They don’t mean to, but as a result of oversight, they miss some great chances for federal income tax deductions. … Continue reading

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2015 IRA Deadlines Are Approaching. By John Jastremski

Here is what you need to know. Financially, many of us associate April with taxes – but we should also associate April with important IRA deadlines. *April 1 is the absolute deadline to take your first Required Mandatory Distribution (RMD) … Continue reading

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The Importancce of TOD & JTWROS Designations. By John Jastremski

A convenient move that could ward off probate on your accounts. TOD, JTWROS…what do these obscure acronyms signify? They are shorthand for transfer on death and joint tenancy with right of survivorship – two designations that permit automatic transfer of bank or investment accounts from … Continue reading

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2015: A Time for Patience. By John Jastremski

Don’t let the market’s jumps rattle your commitment to staying invested. What the market does today, it may not do tomorrow. That may seem elementary, but there are days, weeks, months, and even years when that investing lesson is ignored. … Continue reading

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Understanding Your Risk Tolerance. By John Jastremski

Do you recognize the major factors that may affect it? How’s your ability to withstand short-term losses? This is the question at the core of any discussion of risk tolerance. Some people are able to ride through turbulence in the financial … Continue reading

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Four Words You Shouldn’t Believe. By John Jastremski

These are the words that make investors irrational.  “This time is different.” Beware those four little words. They are perhaps the most dangerous words an investor can believe in. If you believe “this time is different,” you are mentally positioning yourself … Continue reading

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Paying the Bills: Potential Sources of Retirement Income. By John Jastremski

Planning your retirement income is like putting together a puzzle with many different pieces. One of the first steps in the process is to identify all potential income sources and estimate how much you can expect each one to provide. … Continue reading

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The Advantages of HSAs. By John Jastremski

Health Savings Accounts offer you tax breaks & more. Why do people open up Health Savings Accounts in conjunction with high-deductible insurance plans? Well, here are some of the compelling reasons why younger, healthier employees decide to have HSAs. #1: … Continue reading

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