Monthly Archives: November 2014

Rising Interest Rates By John Jastremski

How might they affect investments, housing & retirees? How will Wall Street fare if interest rates climb back to historic norms? Rising interest rates could certainly impact investments, the real estate market and the overall economy – but their influence … Continue reading

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Women, Longevity Risk & Retirement Saving. By John Jastremski

Statistics point out the need to save early, save consistently & stay invested.  Will you live to be 100? If you’re a woman, your odds of becoming a centenarian are seemingly better than those of men. In the 2010 U.S. … Continue reading

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Coping With College Loans. By John Jastremski

Coping With College Loans Paying them down, managing their financial impact. Are student loans holding our economy back? Certainly America has recovered from the last recession, but this is an interesting question nonetheless. In a November 2013 address before the … Continue reading

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Why You Should Keep Contributing To Your 401(a) And/Or Your 457 Plan by John Jastremski

Save for retirement consistently, regardless of how the market behaves. There is seldom a dull moment on Wall Street. Stocks may rise or fall dramatically over the course of a year or a decade. Sometimes, breaking news may tempt you … Continue reading

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How Women Are Planning Their Financial Futures by John Jastremski

From assorted survey data, an interesting snapshot emerges.  Women are taking action to approach retirement with greater confidence. Some recent, intriguing survey data indicates that women are planning their financial futures with some degree of pragmatism, but also with considerable … Continue reading

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Getting Financially Fit for Retirement at 50 by John Jastremski

Getting Financially Fit for Retirement at 50 Things for trailing-edge boomers & Gen Xers to consider. When you turn 50, retirement starts to seem less abstract. In terms of retirement planning, a 50th birthday can act as a wake-up call. … Continue reading

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The Advantages of HSAs — By John Jastremski

The Advantages of HSAs Health Savings Accounts offer you tax breaks & more. Why do people open up Health Savings Accounts in conjunction with high-deductible insurance plans? Well, here are some of the compelling reasons why younger, healthier employees decide … Continue reading

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Getting It All Together for Retirement — By John Jastremski

Getting It All Together for Retirement Where is everything? Time to organize and centralize your documents. Before retirement begins, gather what you need. Put as much documentation as you can in one place, for you and those you love. It … Continue reading

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It Isn’t Too Late to Save for Retirement by John Jastremski

It Isn’t Too Late to Save for Retirement If you’re 40 or 50 and haven’t begun, you must make the effort. Some people start saving for retirement at 20, 25, or 30. Others start later, and while their accumulated assets … Continue reading

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The Right Beneficiary by John Jastremski

The Right Beneficiary Who should inherit your IRA or 401(k)? See that they do. Here’s a simple financial question: who is the beneficiary of your IRA? How about your 401(k), life insurance policy, or savings account? You may be able … Continue reading

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