Monthly Archives: November 2014

Rising Interest Rates By John Jastremski

How might they affect investments, housing & retirees? How will Wall Street fare if interest rates climb back to historic norms? Rising interest rates could certainly impact investments, the real estate market and the overall economy – but their influence … Continue reading

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Why You Should Keep Contributing To Your 401(a) And/Or Your 457 Plan by John Jastremski

Save for retirement consistently, regardless of how the market behaves. There is seldom a dull moment on Wall Street. Stocks may rise or fall dramatically over the course of a year or a decade. Sometimes, breaking news may tempt you … Continue reading

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How Women Are Planning Their Financial Futures by John Jastremski

From assorted survey data, an interesting snapshot emerges.  Women are taking action to approach retirement with greater confidence. Some recent, intriguing survey data indicates that women are planning their financial futures with some degree of pragmatism, but also with considerable … Continue reading

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The Advantages of HSAs — By John Jastremski

The Advantages of HSAs Health Savings Accounts offer you tax breaks & more. Why do people open up Health Savings Accounts in conjunction with high-deductible insurance plans? Well, here are some of the compelling reasons why younger, healthier employees decide … Continue reading

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Getting It All Together for Retirement — By John Jastremski

Getting It All Together for Retirement Where is everything? Time to organize and centralize your documents. Before retirement begins, gather what you need. Put as much documentation as you can in one place, for you and those you love. It … Continue reading

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It Isn’t Too Late to Save for Retirement by John Jastremski

It Isn’t Too Late to Save for Retirement If you’re 40 or 50 and haven’t begun, you must make the effort. Some people start saving for retirement at 20, 25, or 30. Others start later, and while their accumulated assets … Continue reading

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IRS Raises Retirement Plan Contribution Limits by John Jastremski

IRS Raises Retirement Plan Contribution Limits Roth & traditional IRAs won’t get 2015 COLAs, but other plans will.   A little inflation means a little adjustment. As the Consumer Price Index is up 1.7% over the last 12 months, the … Continue reading

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Four Words You Shouldn’t Believe by John Jastremski

Four Words You Shouldn’t Believe These are the words that make investors irrational.   “This time is different.” Beware those four little words. They are perhaps the most dangerous words an investor can believe in. If you believe “this time … Continue reading

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How Is Health Care Reform Affecting the Federal Deficit? by John Jastremski

How Is Health Care Reform Affecting the Federal Deficit? Some analysts think it is helping reduce the deficit; but others wholeheartedly disagree.   Has the Affordable Care Act actually cut Medicare spending? The numbers from the Congressional Budget Office make … Continue reading

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Fall Financial Reminders by John Jastremski

Fall Financial Reminders The year is coming to a close. Have you thought about these financial ideas yet?   As every calendar year ends, the window slowly closes on a set of financial opportunities. Here are several you might want … Continue reading

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