Monthly Archives: October 2014

Should You Buy the Dips? by John Jastremski

Should You Buy the Dips? Market retreats & corrections may herald opportunities.   When stocks retreat, should you pick up some shares? If you like to buy and hold, it may turn out to be a great move. Buying during … Continue reading

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Understanding Your Risk Tolerance by John Jastremski

Understanding Your Risk Tolerance Do you recognize the major factors that may affect it? How’s your ability to withstand short-term losses? This is the question at the core of any discussion of risk tolerance. Some people are able to ride … Continue reading

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Lump-Sum Distribution from Inherited IRAs and Retirement Plans by John Jastremski

Lump-Sum Distribution from Inherited IRAs and Retirement Plans What is it? A lump-sum distribution is the withdrawal of the entire balance of an inherited traditional IRA or employer-sponsored retirement plan account in one tax year. It is this one-tax-year time frame, not the … Continue reading

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It Isn’t Too Late to Save for Retirement by John Jastremski

It Isn’t Too Late to Save for Retirement If you’re 40 or 50 and haven’t begun, you must make the effort. Some people start saving for retirement at 20, 25, or 30. Others start later, and while their accumulated assets … Continue reading

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The Market’s Wild Swings by John Jastremski

A hugely volatile week concludes. What’s next as earnings season gets underway?  During this past trading week, volatility ruled Wall Street. In fact, stocks either fell or rose 1.5% or more on three consecutive trading days. That had happened only … Continue reading

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How things stand in a post-Windsor world. Tax & Financial Concerns for Same-Sex Marriages by John Jastremski

Tax & Financial Concerns for Same-Sex Marriages How things stand in a post-Windsor world.   The playing field is level – but only at the federal level. A year after the Supreme Court’s landmark decision in U.S. v. Windsor, financial … Continue reading

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After QE3 Ends by John Jastremski

After QE3 Ends Can stocks keep their momentum once the Federal Reserve quits easing?   “Easing without end” will finally end. According to its June policy meeting minutes, the Federal Reserve plans to wrap up QE3 this fall. Barring economic turbulence, … Continue reading

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Less Protection for Inherited IRAs by John Jastremski

Less Protection for Inherited IRAs They are no longer exempt from creditors & bankruptcy proceedings.   A SCOTUS ruling raises eyebrows. On June 12, 2014, the Supreme Court ruled 9-0 that assets held within inherited IRAs by non-spousal beneficiaries do … Continue reading

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Medicare Enrollment Options for 2014-15 by John Jastremski

Medicare Enrollment Options for 2014-15 A summary of what you need to know.   Key Medicare enrollment periods are approaching. This fall and winter, there are three periods in which Medicare beneficiaries can either enroll or disenroll in forms of … Continue reading

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Debunking a Few Popular Retirement Myths by John Jastremski

Debunking a Few Popular Retirement Myths Certain misconceptions ignore the realities of retirement.   Generalizations about money & retirement linger. Some have been around for decades, and some new clichés have recently joined their ranks. Let’s examine a few. “When … Continue reading

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