Monthly Archives: June 2014

THE 2 Biggest retirement misconceptions. By John Jastremski

THE 2 Biggest retirement misconceptions   While the idea of retirement has changed, certain financial assumptions haven’t.   We’ve all heard about the “new retirement”, the mix of work and play that many of us assume we will have in … Continue reading

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Rising Interest Rates. By John Jastremski

Rising Interest Rates How might they affect investments, housing & retirees?      How will Wall Street fare if interest rates climb back to historic norms? Rising interest rates could certainly impact investments, the real estate market and the overall … Continue reading

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Why the Poor Q1 GDP Is No Big Deal. By John Jastremski

Why the Poor Q1 GDP Is No Big Deal Economists aren’t alarmed. Investors shouldn’t be either.   Blame it on winter, not the consumer. The second estimate of first-quarter growth arrived on May 29, and according to the Bureau of … Continue reading

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Save for retirement consistently, regardless of how the market behaves. By John Jastremski

Why You Should Keep Contributing To Your 401(a) And/Or Your 457 Plan   There is seldom a dull moment on Wall Street. Stocks may rise or fall dramatically over the course of a year or a decade. Sometimes, breaking news may … Continue reading

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Should You Make a Child Your IRA Beneficiary? By John Jastremski

Should You Make a Child Your IRA Beneficiary? If you do, there are some “minor concerns” to keep in mind. Should you make a minor child the primary beneficiary of your IRA? Are there any caveats to that choice? IRA … Continue reading

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How LTC Insurance Can Help Protect Your Assets. By John Jastremski

How LTC Insurance Can Help Protect Your Assets Create a pool of healthcare dollars that will grow in any market.   How will you pay for long term care? The sad fact is that most people don’t know the answer … Continue reading

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Cash Flow Management. By John Jastremski

Cash Flow Management An underappreciated fundamental in financial planning.                          You’ve probably heard the saying that “cash is king,” and whether you own a business or not, it is … Continue reading

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Coping With College Loans. By John Jastremski

Coping With College Loans Paying them down, managing their financial impact.   Are student loans holding our economy back? Certainly America has recovered from the last recession, but this is an interesting question nonetheless. In a November 2013 address before … Continue reading

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Guarding Against Identity Theft. By John Jastremski

Guarding Against Identity Theft Take steps so criminals won’t take vital information from you.   America is enduring a data breach epidemic. As 2013 ended, the federal Bureau of Justice Statistics released its 2012 Victims of Identity Theft report. Its … Continue reading

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Where Did Inflation Go? By John Jastremski

Where Did Inflation Go? Shouldn’t it be rising with all this bond buying?   Consumer inflation just hit a 50-year low. So indicates the Federal Reserve’s preferred inflation gauge – the Personal Consumption Expenditures (PCE) price index maintained by the … Continue reading

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