Monthly Archives: April 2014

Wise Decisions with Retirement in Mind. By John Jastremski

Wise Decisions with Retirement in Mind Certain financial & lifestyle choices may lead you toward a better future.      Some retirees succeed at realizing the life they want, others don’t. Fate aside, it isn’t merely a matter of stock … Continue reading

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Should You Put Your Home Into a Trust? By John Jastremski

Should You Put Your Home Into a Trust? The arguments for & against this estate planning decision.   Uncommon, or uncommonly wise? Occasionally, a couple or a family will elect to put their home into a revocable living trust, a … Continue reading

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Cash Flow Management by John Jastremski

Cash Flow Management An underappreciated fundamental in financial planning.                           You’ve probably heard the saying that “cash is king,” and whether you own a business or not, it is a truth that applies. Most discussions of business and … Continue reading

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Getting It All Together for Retirement by John Jastremski

Getting It All Together for Retirement Where is everything? Time to organize and centralize your documents.    Before retirement begins, gather what you need. Put as much documentation as you can in one place, for you and those you love. … Continue reading

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Why You Should Keep Contributing To Your 401(a) And/Or Your 457 Plan

Why You Should Keep Contributing To Your 401(a) And/Or Your 457 Plan   Save for retirement consistently, regardless of how the market behaves. There is seldom a dull moment on Wall Street. Stocks may rise or fall dramatically over the course … Continue reading

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Guarding Against Identity Theft. Take steps so criminals won’t take vital information from you. By John Jastremski

Guarding Against Identity Theft Take steps so criminals won’t take vital information from you.                                                     America is enduring a data breach epidemic. As 2013 ended, the federal Bureau of Justice Statistics released its 2012 Victims of Identity Theft report. … Continue reading

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72(t) Distributions. Sometimes you can take penalty-free early withdrawals from retirement accounts by John Jastremski

72(t) Distributions Sometimes you can take penalty-free early withdrawals from retirement accounts.   Do you need to access your retirement money early? Usually, anyone who takes money out of an IRA or a retirement plan prior to age 59½ faces … Continue reading

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