Monthly Archives: March 2014

Throwing Out the 4% Rule By John Jastremski

Throwing Out the 4% Rule This 1990s retirement planning principle seems questionable today.   In 1994, a financial advisor named Bill Bengen published research articulating the “4% rule”, which became a landmark of retirement planning. The 4% rule postulates that … Continue reading

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It Isn’t Too Late to Save for Retirement by John Jastremski

It Isn’t Too Late to Save for Retirement If you’re 40 or 50 and haven’t begun, you must make the effort.    Some people start saving for retirement at 20, 25, or 30. Others start later, and while their accumulated … Continue reading

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Should You Put Your Home Into a Trust? The arguments for & against this estate planning decision. By John Jastremski

Should You Put Your Home Into a Trust? The arguments for & against this estate planning decision.                                                                                                 Uncommon, or uncommonly wise? Occasionally, acouple or a family will elect to put their home into a revocable living trust, a charitable … Continue reading

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Understanding the Markets

What the acronyms signify & what affects investors.   Dow. NASDAQ. S&P 500. Fear index. NYSE. Commodity prices. Earnings. Economic indicators. These are the gauges and signposts of investing, but if you stopped most people on the street, you’ll find … Continue reading

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Bearish Thoughts Persist in a Bull Market By John Jastremski

Bearish Thoughts Persist in a Bull Market Are memories of the downturn hurting the financial potential of boomers?   At the end of October, the S&P 500 was up 24.39% in the past 12 months. What investor wouldn’t want gains … Continue reading

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Ideas for Your 2013 Tax Refund by John Jastremski

Ideas for Your 2013 Tax Refund What could that money do for you?     Is a tax refund coming your way? If you have already received your refund for the 2013 tax year or are about to receive it, … Continue reading

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